Finance
ABOUT SUZUKI FINANCE
At Suzuki, we’re all about putting you in the right direction, which is why we’re going to help you drive away in your new or used car with a finance arrangement that is right for you.

Your car finance plan helps to spread the cost of a new or used car. Instead of paying the full amount up front, you pay monthly with interest. Our dealerships offer a range of finance products to suit individual preferences and circumstances, such as Hire Purchase, Personal Contract Purchase and Lease Purchase. We also have a rental product known as Contract Hire, which is not subject to interest.
WHAT IS HIRE PURCHASE?
Want to own your car at the end of your journey? Well Suzuki Finance Hire Purchase could help you buy your dream car, while spreading the cost.

All you need to do is agree an initial deposit with the dealer, as well as your agreement term and monthly payment amount. Then the dealer will submit the finance application to us and, subject to your application being approved, you can just drive it away – and after you’ve made all the payments including the interest the car’s all yours.
WHAT IS PERSONAL CONTRACT HIRE?
If you’re looking for a journey where you hand the keys back at the end, Personal Contract Hire is the way to go.

Personal Contract Hire is a fixed-cost, rental agreement. You choose a new vehicle, agree the maximum annual mileage and length of agreement, and then pay an initial rental followed by fixed monthly rentals to suit your budget. You can even make sure your car stays in tip-top shape by adding on vehicle maintenance as part of your agreement (subject to paying a maintenance charge which is added to your monthly rental).
WHAT IS PERSONAL CONTRACT PURCHASE?
Want flexibility at the end of your journey? Well with Suzuki Finance Personal Contract Purchase you can keep your monthly payments lower by deferring a significant proportion of the amount of credit to the final payment.

First, you agree an initial deposit, how many miles you are likely to travel each year, vehicle model and how long you want the agreement to run for. The final lump sum repayment is our predicted value (also known as the guaranteed future value, GFV) of your car based on this information. The deposit and predicted value are deducted from the price of the vehicle and the remaining balance and interest provides you with low fixed monthly repayments. The dealer will submit the finance application to us and subject to your application being approved; you can just drive your car away.

Options at the end of the agreement are:

  • Part exchange the vehicle subject to settlement of your existing finance agreement; new finance agreements are subject to status.
  • Return the vehicle and not pay the Final Lump Sum Payment. Subject to terms and conditions.
  • Pay the Final Lump Sum Payment to own the vehicle.
FAQS
Suzuki Finance* plans are specially designed to help you drive the Suzuki you have to have. Let’s answer some of the questions you might have about your options:

Q. If I don’t have a large deposit, can I still get finance?

A. Yes, Suzuki Finance can offer a range of deposit options. Your dealer can give you more information . You can choose an amount to suit your budget as long as it’s at least 5% of the on-the-road price..

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